Account Product Name	Minimum Opening Deposit	Interest Rate	Annual Percentage Yield
91 Day	$2,500	0.15%	0.15%
182 Day	$2,500	0.25%	0.25%
7 Month special Time Deposit•	$5,000	0.35%	0.35%
13 Month special Time Deposit••	$5,000	0.45%	0.45%
1 Year	$2,500	0.35%	0.35%
1 1/2 Year	$2,500	0.50%	0.50%
2 1/2 Year	$2,500	0.50%	0.50%
2 1/2 Year Step Up•••	$2,500	0.50%	0.50%
3 1/2 Year	$2,500	0.55%	0.55 %
5 Year	$2,500	1.25%	1.26%
3 Month Jumbo	$100,000	0.15%	0.15%
6 Month Jumbo	$100,000	0.25%	0.25%
1 Year Jumbo	$100,000	0.35%	0.35%
Information current as of: May 14 , 2013
The annual percentage yields (APYs) shown assume quarterly compounding of interest and are expressed as an anualized rate. Customers may choose to have interest paid by check or be credited to another account which would lower to APY, but not affect the interest rate. Other Time Deposit maturities are also available. The Bank reserves the right to change the interest rates on any day of the week. Fees could reduce earnings. A Penalty may be imposed for early withdrawal. At renewal the 7 month special will renew into the 182 day TD term and rate. The 13 month special will renew into the 1 yr TD term and rate. A one-time opportunity during the initial term of the TD to increase the interest rate to then current posted 2 1/2 year rate.